1.申請條件 Application:A foreign national wishing to apply for a credit card must submit
2.遺失處理 Dealing with a lost credit card
If you lose a TC bank credit card, you can report the loss and stop payment using the card by calling our 24-hour card loss hotline below. The cardholder may also be required to pay a card loss charge; for more details, please contact our customer service center in question.
24-hour card loss hotline: (07)956-1988 or 0809-028-888(Landline phone only)
3.循環信用利率區間The range of revolving interest rate
The Range of Revolving interest rate is from 5.88% to 15.00%(base date 2015/9/1)
*If you pay less than the full balance, pay after the payment due date then you will pay interest on those purchases. This means they start accruing interest as soon as the transaction is made.
4.各項費用收取 All credit card related Fees
The terms of annual fee charged and waived were according to the application form you signed.
循環信用利息: Revolving interest
The range of revolving interest rate is from 5.88% to 15.00% according to your personal risk level. (Base date 2015/9/1)
逾期延滯金Late payment fee
若未於每月繳款截止日前付清當期最低應繳金額或遲誤繳款期限者，當期應付帳款扣除循環利息、年費、 各項手續費用及當期繳款截止日止已繳付帳款後之未清償金額，以下列方式計付逾期延滯金。NT$999(含) 以下者，無須繳納逾期延滯金NT$1,000(含)以上者，逾期一期，計收逾期延滯金NT$300 ；連續逾期二期時，計收逾期延滯金NT$400 ；連續逾期三期時，計收逾期延滯金NT$500 。逾期延滯金計收以三期為上限。
It will be occurred If you pay less than minimum payment and pay after the payment due date. If the amount of the payment is less than NT$999, no fee required. If the amount of payment is higher than NT$1,000, late Payment fee will be charged by NT$300 for the first time overdue, NT$400 for consecutive two payment overdue, NT$500 for three consecutive payment overdue, higher than that will be charged by NT$500 every month.
預借現金手續費Cash advanced fee
Cash advance fee is 3.5% of the amount of cash advanced plusNT$100.
調閱簽單手續費Credit card receipt copy fee
To apply the copy of credit card receipt will be charged by NT$100 each.
補寄帳單手續費Credit card bill resend fee
To apply the copy of credit card bill two month earlier will be charged by NT$100 each.
清償證明手續費Proof of payment fee
Proof of payment will be charged NT$300 each.
掛失手續費 Lost fee
If your card has been lost or stolen, there will be a lost fee for NT$300 for each card no matter you request to replace it or not.
If the cash advanced or loan on phone need to transfer to a non TC bank account, NT$30 of transaction fee will be charged.
退回溢繳款手續費Overpay refund fee
NT$100 will be charged for each refund. If you ask refund to a non TC bank account or receiving a refund check NT$130 will be charged for each refund.
支票付款退款手續費Bounced check fee
If we receive a bounced check from you for your credit card payment, there will be a bounced check fee for NT$300。
客戶服務專線Credit Card Customer Service:
(02)6606-8200、 (07)956-1988 or 0809-028-888(Landline phone only)
Or you can visit branches of TC bank to apply Debit card.